Assurance Emprunteur: France Assos Santé demands replacement of minimum guarantee base in contracts

Ladies and Gentlemen, Senators,

You will soon study the text of the bill on improving borrower insurance. Franța Assos Santé thanks you in advance for the favorable follow-up, that you will like to give this text and congratulations for what will be a long-awaited extension of access to the loan. Thus, many of our fellow citizens with health problems will finally be able to acquire their main residence.

In order to establish the effectiveness of this future text of the law, it nevertheless seems to us necessary to look at the guarantees of insurance contracts, in order to avoid the extension or even the generalization of the degradation observed on the market with the multiplication of low cost insurance.

For the persons concerned, the objective is to GAGNER the right to insure the contractor SANS PERDRE to the quality of the guarantees guarantees.

That is why we ask you to extend the mission of expertise entrusted to the Financial Sector Advisory Committee (CCSF), in article 9 of the text, which aims to assess the consequences of the law on the type and level of guarantees proposed. It seems essential to us, given the dangerous developments on the market right now, to extend the CCSF study to the content of a minimum guarantee base in all borrower insurance contracts.

Please accept, Sir, the assurance of our highest consideration.

Gérard Raymond, for the French Bureau of Assos Santé

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