Bancasigurare: l’activité en hausse de 16.5% in 2021 (ACAPS)

L’Autorité de control des assurances et de la prévoyance sociale ACAPS. DR

The bancassurance activity registered a growth of 16.5% in 2021 with a premium volume of 16 billion dirhams (MMDH), indicates the Autorité de Contrôle des Asigurări y de la Prévoyance Sociale (ACAPS).

Thus, the volume of insurance premiums drained through the banking network, financing companies and micro-credit associations increased to 16 MMDH, against 13.7 MMDH in 2020, states ACAPS.

Les assurances vie et capitalization continues to dominate this activity with a production of 15.3 MMDH, representing 95.3% of the collecte en bancassurance.

As for the other segments, composed of assistance and sickness and bodily accidents, their contribution remains moderate with a share of 4.7% and a volume of insurance premiums of 746.9 million dirhams (MDH), made you know ACAPS.

The banking sector remains more dynamic in the distribution of insurance products, after which it captures 16 MMDH des primes and concentrates 99.7% of the report in bancassurance, while financing companies and microcredit associations generate 44.7 MDH.

Comparée aux autres canaus de distribution, la bancassurance maintains its market share estimated at 30% and represents ainsi le second distribution channel devancé par les courtiers d’assurances (32.6%). Finally, the commissions served en rémunération de l’activité de bancassurance are set at 537.1 MDH, in progression of 16.3%, concluded the ACAPS.

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