OUR ADVICE – Well handled, life insurance is great for grandparents who want to reward their offspring.
Not so long ago, grandparents used to open an A booklet to their grandchildren as a birthday present. With a 1% rate of return and the return of inflation, it is now a pale figure to make capital pay off over 20 years. Opening up life insurance to him is much better suited to those who can afford to be generous. Each grandparent can donate € 31,865 every 15 years to each of his grandchildren without any donation rights. An additional € 31,865 is added, provided the grandparent is under the age of 80 and the grandchild is an adult. Going to the notary is not mandatory, but it is recommended for the organizer all these donations and make sure that they do not encroach on the inheritance of children.
The first asset of life insurance, she assures grandparents that the money she gave will be used well. The donation is accompanied, in fact, by the writing of a writing. “What document, called ‘Deputy Pact’ …