Home help: Health insurance measures to prevent occupational hazards

Accidents and pathologies related to handling, falls, road hazards related to frequent business trips from one home to another, risk of infection, contact with sick people, laundry or soiled objects, and chemical risks related to products maintenance, etc. Employees working in thehelp at home are exposed, as part of their activity to many occupational hazardsthis is stated by the Health Insurance on February 15, 2022.

The consequences on the health of employees and on activity are important; In fact, there are more than 2.25 million days of work lost per year, which leads to a disorganization of the business but also difficulties in recruitment.

In order to support companies in the field of home help in risk prevention, the “Risques Professionnels” branch of Assurance maladie and the Institut national de recherche et de sécurité (INRS), in collaboration with the Fédération des Associations de l’Aide Familiale Populaire (FNAAFP / CSF), have built the following solutions:

  • to help employers achieve their « Single Risk Assessment Document ”(DUER), an interactive online tool with free access. It allows employers to comply with their legal obligations by designing their DUER and downloading an action plan accordingly;
  • prevention actions often involve a financial investment, the Health Insurance – Occupational Risks proposes a new subsidy dedicated to the sector: Help and personal care at home. This financial assistance reduces the risk of falls and musculoskeletal disorders (MSDs) through the purchase of appropriate equipment, and to implement a prevention approach with training and support services.

Finally, with regard to the health situation, a specific instrument is proposed: “Covid-19 Action Plan”, which identifies pandemic risk situations and proposes operational measures to maintain the health of wages.

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