insurance brokers have a role to play

Rising energy, fuel and food are causing discontent. As well as investment, real estate or retirement savings plans that are potentially postponed to the age of 65 are questionable.

With these various pressures on purchasing power, the French have entered into a strategy of savings and reductions in spending, regardless of their social affiliation. Moreover, the insurance sector is no exception as 59% of them believe that they have increased (CSA data September 2021). In fact, insurance is considered by 30% of consumers as a budget that does not have the impression of being able to act. Similarly, they consider that they are not in a position to review their car insurance (67%), home insurance (74%), health insurance (75%) and borrower insurance (75%) although the latter is being reformed. by the Lemon Law.

Compare and be accompanied

La Loi Courtage comes into force on April 1st, we will give you an opportunity to help you understand the insurance mechanisms. Moreover, the demand for financial pedagogy on their part is stronger than before; the crisis has given rise to greater motivation to control their assets. This is an opportunity for them to get to know brokerage professionals better and compare their offerings. In addition, in favor of the role of ACPR-accredited associations, the professional’s identifier can now meet their needs.

Indeed, consumers today face a “disorganized” market, where the concentration could increase in the future, especially through digital technologies that would deprive it of all other solutions. If they adopt the new digital uses for all common acts and compare freely, they nonetheless remain attached to the notion of proximity. What’s more, there are two factors to consider: electronics and advice! Our insurance brokers are, therefore, the designated interlocutors to accompany them.

Brokers and consumers are involved

Let us add that in the face of cybercrime for online shopping, both brokers and consumers are involved. When asked about cyber-insurance, he is still in the public office. But the security of our fellow citizens as well as the importance of our economic sovereignty will be a must in the coming months. France needs to catch up with greater protection against cyber risks.

The world of insurance brokerage is going to experience a real evolution. When we defended this reform a few months ago, we called it the law for the future. We didn’t think so well. Especially since inflation has hit the cards. Therefore, insurance brokers have a card to play not to defend the rest of their clients’ lives but to give them back oxygen in terms of their purchasing power. Professionals and consumers are therefore moving towards the same goal: to make brokerage a source of growth for both parties where advice has real added value. Finally, remember that the role of the insurance business is first and foremost to guarantee risks.