know all about pension insurance


The Caisse d’assurance retraite et de la santé au travail (Carsat) is a social security organization that deals, in particular, with the preparation and payment of pensions.

corpse pension and occupational health insurance funds (Carsat) are bodies of the general regime of the Securité sociale de France métropolitaine with regional competence. They came into force on July 1, 2010 and replace the old Caisses régionales d’assurance-maladie (CRAM), with the exception of the Alsace-Lorraine region and the Île-de-France region. Les Carsat has three main missions:

  • Prepare and pay pensions
  • Provide assistance to policyholders who are weakened by a health problem or loss of autonomy
  • Ensuring health and safety at work, while trying to anticipate occupational hazards

From the first professional experience, an employee begins to contribute for retirement. The Carsat on which the worker depends credits the retirement account from the first day of contributions. Regardless of the employee’s age or professional situation, the Retirement Insurance website offers personalized, secure and free online services. Tous les salariés can benefit from these services in the creation of their space staff.

The personal account of the Carsat allows each worker to consulting various information regarding his retirement.

  • Valid quarter name
  • His whole career
  • Retirement date (calculate retirement age)
  • Simulate different scenarios (retirement at different ages)
  • Estimate the amount of his pension
  • Complete its insurance term
  • Simulate the cost of a quarter redemption
  • From the age of 59, it is possible to request an update on my career statement

The personal account of Carsat allows all workers to inquire about their retirement rights.

Carsat is the preferred interlocutor for employees of the General Social Security scheme for their retirement and retirement pension:

  1. Employees in industry, commerce and services
  2. Non-tenured civil servants
  3. Civil aeronautical personnel

Carsat’s mission regarding retirement is to record and control the necessary data the determination of the pension rights of policyholders in the general scheme. They pay the pensions resulting from these rights. They also inform policyholders and their employers about old-age insurance legislation. All beneficiaries of the general withdrawal scheme can find all the information regarding their withdrawal their personal space.

At the national level, the pension fund for employees of the general social security system is the CNAV. The Mutualité sociale agricole – MSA is the pension fund dedicated to employees in the agricultural field. It also exists supplementary pensions for employees such as Argic-Arrco, Ircantec or CRPN.

What are the contact details of the different Carsat?

All French regions are attached to a Carsat, with the exception of the Alsace-Lorraine region and the Ile-de-France region, which has a special regime, as they are attached to the Caisse Regional Health Insurance (GHIFTUI). Guadeloupe, Martinique and Reunion are affiliated with the General Social Security Funds (CGSS).

Here is the list of contact details of the various Carsat, CRAM and CGSS in France.

CARSAT ALSACE-MOSELLE

36 rue du Doubs
67011 Strasbourg Cedex 1
BP 10392
www.carsat-alsacemoselle.fr

CARSAT AQUITAINE

80 Avenue de la Jallère
Lake District
33053 BORDEAUX CEDEX
www.carsat-aquitaine.fr

CARSAT AUVERGNE

48-50 Lafayette Boulevard
63058 CLERMONT-FERRAND CEDEX 1
www.carsat-auvergne.fr

CARSAT BOURGOGNE – FRANCE-COUNTY

38 Krakow Street
ZAE Capnord
21044 DIJON CEDEX
www.carsat-bfc.fr

CARSAT BRITTANY

236 rue de Châteaugiron
35030 RENNES CEDEX 9
www.carsat-bretagne.fr

CARSAT CENTER

36 rue Xaintrailles
45000 ORLÉANS
www.carsat-centre.fr

CARSAT CENTER-WEST

4 rue de la Reynie
87037 LIMOGES CEDEX
www.carsat-centreouest.fr

CRAM ÎLE-DE-FRANCE

17-19 place de l’Argonne
75019 PARIS
www.cramif.fr

CARSAT LANGUEDOC-ROUSSILLON

29 course Gambetta
CS 49001
34068 MONTPELLIER CEDEX 2
www.carsat-lr.fr

CARSAT MIDI-PYRENEES

2 rue Georges Vivent
31065 TOULOUSE CEDEX 9
www.carsat-mp.fr

CARSAT NORTHEAST

81-83-85 rue de Metz
54073 NANCY CEDEX
www.carsat-nordest.fr

CARSAT NORD-PICARDIE

11 Allée Vauban
59662 VILLENEUVE D’ASCQ CEDEX
www.carsat-nordpicardie.fr

CARSAT NORMANDIE

Avenue du Grand Cours
76028 ROUEN CEDEX
www.carsat-normandie.fr

CARSAT PAYS DE LA LOIRE

2 place de Bretagne
44932 NANTES CEDEX 09
www.carsat-pl.fr

CARSAT RHÔNE-ALPES

26 rue d’Aubigny
69436 LYON CEDEX 3
www.carsat-ra.fr

CARSAT SOUTHEAST

35 rue George 13386
MARSEILLE CEDEX 20
www.carsat-sudest.fr

CGSS GUADELUPA

www.cgss-guadeloupe.fr

CGSS THE MEETING

Floreal building
4 alley of the Dancing
97490 SAINTE-CLOTILDE
www.cgss-re.fr

CGSS MARTINICA

Place d’Armes
97210 THE CEDEX COMPLAINT 2
www.cgss-martinique.fr

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