L’Amrae welcomes the publication of the Treasury report on cyber insurance

Strategy

Pour l’Amrae, to the creation of insurance captives favoring the sharing of cyber risks among all actors is a measure of the Treasury’s report.


Pour l’Amrae, which for several years defended the need for a solid cyber insurance offer, at the publication of the report from Tresor marque un pas dans la bonne direction.

advertisementIn a press release dated September 12, l’Amrae (association pour le management des risques et des assurances de l’entreprise) welcomed the recent publication of the Treasury report on the development of cyber risk assurance. L’association, which participated au group de travail having permission to produce this report, apele à une mise en oeuvre rapide des different devices proposés, especially those that facilitate the creation of captives de reassurance.

According to l’Amrae, which report carried out by the general direction of the Treasury, “the understanding of legal, fiscal, technical and concrete organizational tracks for the state and private and public organizations of all sizes to create a solid, readable and adapted cyber insurance offer. » Pour l’association, qui deplorait l’année passée l’évolution du marché de la cyber-assurance, le rapport marque également une important stage for the construction of reliable frameworks benefiting the ensemble of actors, “dont les entreprises et l’ insurance industry. »

Clarifier le marché de la cyber-assurance

L’Amrae repeats in the communicated sound the main measures of the report, for the same calls in a quick concreteness. Du côte des assureurs, le rapport apporte des réponses à un enjeu clef: the difficulty to precisely quantify the cyber risk and consequently their exposure to this one, which leads the actors of the sector to restrict more and more the couvertures provisés, even à se retirer du marché. Le report proposes, in particular, to measure cyber risk de manière exhaustive avec to the creation of a database of tous les incidents et délits, so that les assureurs puissens quantifier leur exposure sur des bases concrètes. Il incite aussi à amelioration le partage de risk between companies, insurers and insurers – in particular favoring the creation of insurance captives in which a part of the insurable risk would be “logée”.

Pour les entreprises, le raport plaide, nomentamente pour accreitoire les efforts de sensitization de celles ci au cyber risk, une mesure qui fait consensus. Une autre proposition, plus controversée, prévoit de clarifier le cadre juridique face aux délits et demandes de rançons, especially en systematisant le dépôt de plainte pour benefiteur de l’assurance. La couverture ouventuelle d’un tel risk, dans le cas où le payment de la raçon would be the last recourse, nu dispense cependant pas les entreprises de mettre in place des mesures de sécurité. Thus, the working group that participated in Amrae also emphasizes the need for an effective prevention and security policy, adapted to the needs of businesses. I propose to put in place the diagnostics of the rules and the accompaniment of the protective measures to take and call for a reinforcement de services nationaux and décentralisés de services techniques de prévention et de remédiation en cas d’attaque.

advertisementIn conclusion with the sound communicated, l’Amrae insists sur une disposition dont elle appelle plus especially on the implementation, on the creation of reassurance captives in France. “In view of the notification of the agreement of the European authorities of the French government to put them in place in the next financial law of the set of devices favored in the creation of these captives in France, Amrae remains mobilized to help them. entreprises à mieux maîtrister leurs risques et conceivre avec l’ensemble des acteurs nationaux et européens des devices elargissant les capacities de resilience des entreprises et du tissu économique. »

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