Motorcycle and scooter insurance in 2022: how much does it cost?

Si les tarifs des motos and scooters neufs subissent eux aussi l’inflation générale, la technologie embarquée par les véhicules, de plus en more sophisticatedée, also contribute to faire grimper le prix des véhicules neufs.

An increase in the budget for users of two-roues motorisés à laquelle s’additionne celle des primes d’assurance. Obligatoire dès lors que l’one posseses a scooter or a motorcycle, l’assurance saw its cost increase by 5.7% on average in 2022. According to le baromètre LeLyonx.fr, il faut ainsi debourser en moyenne en France €503 for assurer son deux-roues.

Une hausse deciphering Itzal Arbide, director general du comparateur d’assurance LeLynx.fr: « Depuis quelques années, l’essor des mobilités « vertes » vient bousculer la structuring from mobilité urbaine. Pedestrians, cyclists, motorists, motorists et trottinettes électriques frequentent les mêmes voies de circulation sans pour autant adopter le même comportement de conducte responsible, engendrant une circulation accidentogene. The increase in the first average insurance of two-wheel motors is more marked on the largest categories of cylinders: for motorcycles between 126 cm3 and 400 cm3, the increase is 7.5% in relation to année dernière (487 €/year against 453 €/year previously). The increase is more moderate on the side of scooters and small motorbikes of less than 125 cm3 because the insured pays an average of 2.3% more this year (355 €/year against 347 €/year previously). »

Les moins de moins de 25 ans, payent le prix fort, avec, en moyenne, une premium d’assurance de 739 € per year, contre 435 € pour les plus de 25 ans.

De fortes disparités sunt également à noter selon les régions. L’Île-de-France notably breaks records, with an average amount of €653 per annum pour assurer son deux-roues, or an additional 30% increase from the annual insurance premium at the national level.

The list of the most expensive regions remains unchanged compared to 2021, then Provence-Alpes-Côte-d’Azur and Auvergne-Rhône-Alpes occupying the 2nd and 3rd places on the podium with respective averages of €548 and €450 per year. The inhabitants of the Bourgogne region remain as far as they are better off in terms of motorcycle insurance with an average premium of €407/year. For other regions, the rate varies between €409 in Nouvelle-Aquitaine, €414 in Occitanie, €421 in Pays-de-la-Loire, €434 in Centre-Val-de-Loire, €435 in Bretagne, €440 in Normandy , €442 in Hauts-de-France and €449 for Grand-Est.

Sans surprise, du côté des villes, Paris arrives en tête with an average annual insurance premium of €700, i.e. €51 more than last year. The capital is followed by Marseille (€670/year), Villeurbanne (€615/year), then Lyon (€595/year). Nantes est à l’opposé, with an average annual premium of “seulement” €406 per year.

À note égamente, that 29% of the insured seulement choisessent une assurance au tiers, et près de la moitie font le choix d’une couverture tous risques, and what malgré a very important tariff difference: €316 on average for motorcycle insurance or de scooter au tier contre €638 to insure all risks.

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