Ornikar, tailor-made car insurance for young drivers

In 2021, 651,479 B and B1 permits were issued in France, according to figures from the Ministry of the Interior. Many budding drivers therefore take to the roads every year and must take out car insurance to drive their vehicle safely.

If the offers are intended especially for young drivers, it is above all to allow them to drive safely and, above all, to benefit from adapted services in the event of an accident. That’s why, in addition to its online driving school business, Ornikar offers affordable, tailor-made and comprehensive young driver insurance.

What is it like to be a young driver?

Contrary to many people’s beliefs, you don’t have to be under the age of 26 or 30 to be considered a young driver. One can indeed be 20 years old, 40 years old or 50 years old and well fall into this category.

What matters is the number of years of experience behind the wheel. Thus, a person is considered a young driver when he has obtained his son’s permit less than 2 or 3 years. And that, regardless of age.

Other more specific cases fall into this category, such as having obtained your driver’s license again, after a license revocation. As drivers have not been driving for many years, those who have never had a vehicle insured in their name or who have not driven a company car can also be considered young drivers.

From this subscribe an offer adapted to young drivers?

Car insurance for young drivers provides a surcharge. If it is an additional cost for the insured which is explained by his short experience, it is above all an incentive to be careful.

In addition, the amount of this extra cost varies depending on how you learn to drive. One young driver who has been taught driving will pay less than one who has taken standard driving hours.

Finally, this surcharge decreases significantly with the years of driving until it disappears after three years of driving without a responsible accident.

An affordable offer and tailor-made services

Ornikar offers particularly attractive rates, and also a surprise for a young driver. Thus, its car insurance specially designed for aspiring drivers is available from 12 euros per month.

Exclusive guarantees for young drivers are also included in a number of the company’s insurance policies. Escort services are very valuable to make sure you have little experience. In the event of a concern or problem with their car, policyholders benefit from the Orni-Mécano guarantee. This exceptional service allows them to obtain a free diagnosis of the vehicle from the point of view of an expert in mechanics.

In the event of an accident, Ornikar does not merely provide a material guarantee to its policyholders. The insurance company also offers specific follow-up that aims to support the young driver in case of trauma or loss of confidence, in particular. This post-accident service includes an interview with a psychologist-clinician.

And if the insured apprehends driving alone, either because he has just obtained his license or because he has not driven for a few years, Ornikar offers him two hours of driving with one of his teachers. driving school.

Finally, customer service Ornikar can be reached online, by chat, or by phone to answer any questions regarding your contract.

To make your Ornikar quote, go here.

Photo credit: unsplash

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