Passbooks, PEA, life insurance, gold, Bitcoin … Where to place your savings in 2022?

Never seen before. The French savings rate was 21.3% in 2020, compared to 14.4% in 2019, according to INSEE. This “Covid savings” reflects both the fear of the future due to the economic crisis and the lower consumption in the context of inflation. “Investors have sanctified this savings by investing in risk-free products, such as the a passbook, the LDDS (Sustainable and Solidarity Development Booklet), bank passbooks, and leaving a portion in their current account. Says Philippe Crevel, the director of the Cercle de l’├ępargne. The crisis did not, which consolidates the insatiable appetite of the French for risk-free investments.

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