Realize de grosses économies sur votre auto insurance thanks to quatre tricks

Souscription d’une assurance auto reste une obligation en France. It’s a security token. You can realize grosses économies on your contract in the following astuces pratiques!

Faire jouer la concurrence.

In 2022, le prix des assurances auto a encore progressé, up to +2%, d’après les assureurs. Le montant de la prime est donc passé de €418 to €437 on average this year. To save, play the competition compared to the various offers available today.

Des comparateurs en ligne makes your work easier. En choissant le bon tool, you can save an average of €340 (à garanties equivalents). Remember, you can’t get your contract back at all times from 2015, thanks in particular to the Hamon laws. La seule condition à remplir est d’attendre le premier anniversaire de votre contrat d’assurance.

Reduce the risk level of the vehicle!

Aux yeux des assureurs, tous les véhicules insurables no se valent pas. There is a level of risk associated with each model. Logically, a powerful car is more exposed to the risk of road accidents. Les nouveaux modèles quant à eux, can be subject to expensive repairs in the event of an accident.

Also pay attention to light vehicles like the Toyota Prius, to the sporty Renault Mégane RS or to a luxurious SUV DS 7 Crossback. They mount them from prime sera logically plus élevé for these vehicles. They will be less relevant if your car is already equipped with an anti-theft device. If you park your vehicle in a secure garage (with firm preference box).

Reduce the level of risk to drive!

By reducing your level of driving risk, you automatically save on car insurance. Avoid as well as responsible for accidents. You must just master le principe du bonus-malus or le coefficient de réduction-majoration. A bonus of 0.5 allows you to bring the cost of your insurance €300, otherwise an additional €600. En revanche, le malus maximal de 3.5 fera gonfler la facture jusqu’à 2 100 €.

Miser sur une couverture plus faible mais moins costeuse!

Driving without insurance is liable for fines of up to €7,500, assortie de peines supplémentaires (confiscation of the vehicle, annulment of the permit, etc.). Your insurance auto sera payante, certes, more offer une couverture adaptade. Il est preferable qu’elle soit faible pour beneficiary d’un prix plus abordable. Warranty notes included in the contract that represent the final cost to the payer. Ne prenez que les garanties essentielles.

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