At the beginning of June with more news. Good news, with long-awaited administrative changes, and less good news with the end of certain benefits that were appreciated during the coronavirus pandemic.
Ticket Rest: end of the ceiling of 38 euros
The beginning with the least good …
During the crisis, the government decided to double the ceiling to support restaurateurs and encourage les français to return to the restaurant and help relaunch their business. This exceptional aid measure is expected to end on June 30. So there is a month left to benefit from these benefits.
Le livret de famille takes on a new form and adapts to recent additions to family law. The new family booklet will now take into account medical assisted procreation (PMA) and all other recently adopted reforms.
“These changes take into account the new provisions on medically assisted procreation (MAP), the new rules on the choice of name, the adoption reform, the identity of children born without life and the death certificate of older children. “states the State.
A much more inclusive form now with the addition of extracts from the civil status document and information on marital status and family law. This also includes a simplified name change.
facilitate the opening of a bank account
The series of changes to banking and financial products includes the simplification of the right to access a bank account. If a person requests to open a bank account, which remains unanswered within 15 days of requesting, he or she will return to the Banque de France. The latter will automatically designate an establishment close to the applicant’s home.
“This procedure shall be open to all persons resident in France or in a Member State of the European Union, a Member State of the European Union, a Member State of the European Union abroad and another Member State of the European Union. ”.informs Service-public.fr.
A simplified real estate price for old cancers
Until now, people who had been diagnosed with cancer and then cured had to face many difficulties and some reluctance on the part of lenders when taking out a home loan. A profound injustice, which the law should repair from June 1.
The law of February 28, 2022, must allow former patients with cancer or hepatitis C, to obtain a loan on the same terms as another borrower provided that this happens from 5 years after their recovery. The medical questionnaire for loans of less than 200,000 euros will be deleted.
This is not really considered a novelty, but future students enrolled in Parcoursup will have from June 2 to 15 to verify their admission phase. In case of refusal or late application, a complementary phase will be open from 23 June to 16 September.
End of the winter break
It had been extended for an additional two months since April 1, and the winter break would end on June 1. From this date, the evictions will be able to resume.
According to the Fondation Abbé Pierre, there are 30,000 households that can be seen through an eviction procedure.
More clarity in the cost of life and PER insurance
Often obscure and complicated to understand, the cost of life insurance and PER (retirement savings plan) should be simplified. This measure is an initiative of Bruno Lemaire, Minister of Economy.
It aims to oblige insurers and banking institutions to make a standard summary of the management fees applied to each life insurance or PER appear on their website.
Ease of access, which should be further improved by July 1st, with a display of the total costs incurred by each unit of account or each asset.
Terminate your borrower’s insurance
As of June 1, it will now be possible to terminate your borrower insurance at any time. This solution will make it easier to renegotiate the insurance terms in order to benefit from a better rate. It was still little used by people who took out a real estate loan.
This measure shall apply from 1 June 2022 for all new prices and from 1 September 2022 for contracts during that date.