Special offer on life insurance contract Placement-direct Vie: up to 400 euro offers, to be seized before June 30, 2022!

Welcome to Placement-Direct Vie!

Up to € 400 offers under code conditions ADVANTAGE400 pe your online life insurance contract Placement-Direct Vie for any first subscription made before June 30, 2022 cu:

  • a minimum payment of € 5,000,
  • a minimum investment of 40% in Units of Account (excluding ETFs).

DIRECT PLACEMENT: Offre promotionnelle in force

Up to 400 euros offered on the new PLACEMENT-DIRECT VIE life insurance contract, the cheapest on the market!

Deadline to take advantage : 30.06.2022

Description : Up to € 400 offered under conditions with the code AVANTAGE400 for your insurance contract via online Placement-direct Vie: For any first subscription of a life insurance contract Placement-direct Vie made between May 10, 2022 and June 30 2022 with: a minimum payment of € 5,000 issued by new funds entrusted to Placement-direct.fr and a minimum investment of 40% in Unités de Compte Placement-direct.fr offers you, in the form of a payment on your contract ” life insurance Direct placement Life, 1% of the amount invested at the opening (offer capped at € 400 and cannot be combined with other current offers), ie € 50 for a payment of € 5,000, of which € 2,000 invested in Units of Account, € 100 for € 10,000 invested, including € 4,000 in Units of Account; € 400 for € 40,000 does not invest € 16,000 in Unités de Compte. Investment in Units of Account bears a risk of capital loss as their value is subject to upward and downward fluctuations, especially depending on changes in financial markets. The insurer is committed to the number of Units of Account and not to their value which it does not guarantee. By accepting this offer, the subscriber agrees not to make a redemption during the first year. Redemption during the first year remains possible. In this case, the subscriber undertakes to reimburse Placement-direct.fr the amount received in proportion to the redemption made. For example, for an initial investment of € 10,000, in the case of a € 3,000 redemption in the first year, the subscriber who benefited from the offer will have to repay € 30 out of the € 100 initially received. Offer cannot be combined with other current offers.

Other information : The investment in the units in Units of Account bears a risk of loss of capital since their value is subject to fluctuations upwards and downwards depending mainly on the evolution of the financial markets. The insurer is committed to the number of Units of Account and not to their value which it does not guarantee. By accepting this offer, the subscriber agrees not to make a redemption during the first year. Redemption during the first year remains possible. In this case, the subscriber undertakes to reimburse Placement-direct.fr the amount received in proportion to the redemption made. For example, for an initial investment of € 10,000, in the case of a € 3,000 redemption in the first year, the subscriber who benefited from the offer will have to repay € 30 out of the € 100 initially received. Offer cannot be combined with other current offers.

DIRECT PLACEMENT

A contract that will be plebiscited by the financial press!

If its previous version was popular with the financial press, I do not understand why, this new version, Placement-Direct Vie, even cheaper with lower management fees, especially on units of account, would not collect all the trophies financial press. Placement-Direct Vie is an individual life insurance contract, denominated in units of account and in euros insured by SwissLife Assurance et Patrimoine. With a 0% entry fee, Darjeeling offers access to more than 1300 Units of Account, as is a subsidized euro fund depending on the part of Units of Account and the outstanding. In case of turmoil in the financial markets, this contract has the advantage of allowing you to place everything on the fund in euros.

Lowest market costs

  • 0% payment fee,
  • 0% arbitration fee,
  • 0% automatic arbitration fee,
  • 0% redemption fee,
  • 0.60% of annual fund management fees in euros,
  • 0.50% of the annual management fees on units of account,
  • 0.80% of annual management fees on ETFs,
  • 0.10% investment and divestment fees on ETFs,
  • 0.45% on direct shares, financial transaction taxes (FTT) upwards on the shares in question,
  • 0.40% in addition to the fee for managing the delegated allowance (for the only part invested in Units of Account under delegated allowance),
  • 3.04% of the cost of an advance payment in 2022 for contracts approved for general assets (Euro Fund) SwissLife,

    3.00% management fee on annuity arrears.

Euro funds

If a winning team does not change, the insurer of this contract is Swiss Life Assurance et Patrimoine. The euro fund is identical to the Darjeeling contract. The performance bonus granted by the insurance, after last year, allows to increase the performance. Beware, however, that the conditions for receiving the maximum bonus are the least difficult to achieve. The euro fund remains the same as that proposed in the DARJEELING contract. Yield bonuses are many, many conditions.

⚠️ Attention, the insurer warns that for 2022, the bonus on the euro fund will be granted only from a share in units of account of 40% (instead of 30% in 2021).

For example, the return bonuses awarded in 2021.

Current amount

The part of the units of account in l’épargne

> = 60%

> = 40%

> = 30%

<30%

<€ 250,000

2.70%

2.10%

1.30%

1.00%

> € 250,000

2.90%

2.30%

1.50%

1.20%

Past performance does not affect future performance and is not constant over time, especially with regard to the bonus during the double rate of return depending on the unit of account and the exchange rate. Net rate of contract management fees, before social and tax levies. Unit holders have a risk of capital loss.

All the welcome offers proposed by Placement Direct Products Offer details
Find out more PLACE LIVE DIRECTLY Up to 400 euros offered on the new PLACEMENT-DIRECT VIE life insurance contract, the cheapest on the market!
See the PLACEMENT-DIRECT VIE offer

Offers subject to conditions. Indicative data only. Warning

: Investments made in units of account present a risk of capital loss, and are not guaranteed by the insurer. Its commitment is limited to the number of units of account held and not their value. Past performance does not prejudge future performance and is not constant over time.

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