Social security contributions (CSG and CRDS) from life insurance contracts

Earnings from life insurance contracts are subject to social security contributions. Photo credit: CREDIT_NON_POST The proceeds of your insurance contract are subject to social security, it is not currently set at 17.2%. Their recovery modalities differ depending on the nature of the contract (monosupport, multisupport or ‘euro-growth’ life insurance). When they are deducted from gains … Read more

Life and advance insurance: when the insurer does not comply with its obligation to provide information and advice

(Photo credit: 123RF) Mr. K takes out a life insurance policy and asks for several advances. If the sums are not reimbursed in a timely manner, the insurer proceeds to fully redeem the contract. The insured takes his case to court. In 1996, Mr. K took out a life insurance contract through a broker. Until … Read more

Life insurance and SRI: which labels to look at?

As part of life insurance, the offer of responsible investment is expanding photo credit: GettyImages For investors, the pursuit of performance can be associated with “extra-financial” objectives. Thus, so-called “responsible” Collective Investment Schemes (UCIs) take into account Environmental, Social and Governance (ESG) criteria. In recent years, they have multiplied, but not always convincing in light … Read more

Bourse: les valeurs à suivre in Paris and in Europe – 15.07.2022 at 08:44

(Photo credit: Adobe Stock -) PARIS, July 15 (Reuters) – Values ​​to follow on Friday at the Paris Stock Exchange and Europe: * AXA AXAF.PA announced on Thursday that it has concluded the sale for 660 million euros of a portfolio of 16 billion euros in life and pension insurance contracts in Germany, an operation … Read more

Unemployment insurance: the implementation of the 2019 reform still postponed – 12/07/2022 at 14:03

According to the unions, the extension of the rules in force could last until the end of 2023. Olivier Dussopt in Paris, July 7, 2022. (AFP / LUDOVIC MARIN) Unemployment insurance reform, voted in 2019 but delayed by two years due to Covid-19, will still be postponed, Labor Minister Olivier Dussopt said on Tuesday (July … Read more

Life insurance: the success of civil real estate companies is confirmed

Real estate yields remain attractive. (© DR) To bolster the multi-support party’s earnings from their life insurance contracts, via units of account (CUs), without taking the risk level of equity funds, some savers are turning to real estate. To compensate for the weak performance of the euro fund, which was also hit hard by inflation … Read more

Insurance: what coverage for renting a holiday home?

(Photo Credits: © Elena – stock.adobe.com) Do you have to take out specific insurance to rent a counterpart during your summer vacation? An important question to avoid disbursing a large sum of money in the event of a glitch. Through MoneyVox, Do you rent a house or an apartment to spend your summer vacation? To … Read more

What is the price of a home loan insurance?

Are you launching a real estate project (renovation, construction…)? It is better to find out about various elements, including borrower insurance. What is the price of a home loan insurance? / iStock.com – Zephyr18 Often variables to take into account Real estate credit insurance has a cost that is essential to consider when embarking on … Read more

Life insurance: the democratization of pilot management

For some years now, it has become impossible to reconcile the profitability and security of capital. (Photo credit: 123RF) France Assureurs presented the key figures for life insurance for the year 2021. The decline in the return on funds in euros has highlighted a growing need to diversify savings, leading to the rise of piloted … Read more

Insurance: bank card or separate contract, which is the best choice for your holidays?

(Photo credit: © ronstik – stock.adobe.com) Bank cards do not only allow you to make payments and withdrawals: you may be able to benefit from a number of guarantees. What are these insurances really worth? Through MoneyVox, There is a category of insurance, in addition to the unknown: that of bank cards. Flight cancellation, repatriation, … Read more