Life insurance, a privileged instrument of property transfer

The insured is free to choose the beneficiaries of his life insurance policy in the event of death. These will benefit from a favorable tax regime. Christophe Vourlat, responsible for the development of Swiss Life’s private management, explains the comment procedure. While there is a strong chance that future estate tax reform will be implemented … Read more

Life insurance, a privileged instrument of property transfer

The insured is free to choose the beneficiaries of his life insurance policy in the event of death. These will benefit from an advantageous tax regime. Christophe Vourlat, responsible for the development of Swiss Life’s private management, explains the comment procedure. While there is a strong chance that future estate tax reform will be implemented … Read more

How to diversify your life insurance to improve your performance?

The diversification of an insurance contract allows the development of profitability in a volatile economic and financial context. After a difficult year in 2020 due to the health crisis, l’assurance-vie, one of the favorite placements of the French, set a record year in 2021. According to France Assureurs, outstanding loans amounted to € 1,876 billion … Read more

better give thanks to life insurance

OUR ADVICE – Well handled, life insurance is great for grandparents who want to reward their offspring. Not so long ago, grandparents used to open an A booklet to their grandchildren as a birthday present. With a 1% rate of return and the return of inflation, it is now a pale figure to make capital … Read more

how to make the competition play?

OUR ADVICE – A new device will allow you to renegotiate your insurance at any time. The only obligation was to present a new contract with guarantees equivalent to the old one. Despite rising interest rates, the monthly mortgage payment still far exceeds the cost of interest. In order to save several billion euros during … Read more

Act now for your future income

OUR ADVICE – Life insurance, PER … What investments should be preferred to supplement your income? How to hire. This is rather good news: 57% of French people save, according to an Odoxa poll for Groupama published in September 2021, with the main motivation being to prepare for their retirement. In order to reach the … Read more

This is a great way to get word out about life insurance and avoid wasting money

OUR ADVICE – This investment, well-suited to making money in the long run, offers real guarantees in the use of funds. Parents or grandparents who want to make a wool stocking for their children or grandchildren often turn to Booklet A to store this savings. Due to the recovery in inflation, the remuneration of this … Read more

Termination of insurance contracts will be easier

Insurers will have to comply with the new rules of July 1, 2023. Termination and simplicity have never gotten along. Alerted by the Insurance Ombudsman on confusion and misunderstanding in many contract termination proceedings, the Financial Sector Advisory Committee (CFSF) addressed the issue in creating a special working group dedicated to this thematic. After five … Read more

The Postal Bank is launching its takeover bid for CNP Assurances

La Poste’s subsidiary wants to buy back 15% of the insurer’s capital, which it does not yet own. Last straight line for the takeover of CNP Assurances by La Banque postale. The young bank on Monday launched its simplified takeover bid (OPA) for its subsidiary, the French heavyweight in life insurance (1.55 billion euros in … Read more

La Banque Postale’s takeover bid for CNP Assurances

This total control of CNP Assurances is part of the constitution of a large public financial hub, a project presented by the Minister of Economy Bruno Le Maire in 2018. The Banque Postale announced on Monday the opening of the simplified takeover bid (OPA) simplified on CNP Assurances, an operation presented last October and which … Read more