Life insurance, a privileged instrument of property transfer

The insured is free to choose the beneficiaries of his life insurance policy in the event of death. These will benefit from an advantageous tax regime. Christophe Vourlat, responsible for the development of Swiss Life’s private management, explains the comment procedure. While there is a strong chance that future estate tax reform will be implemented … Read more

better give thanks to life insurance

OUR ADVICE – Well handled, life insurance is great for grandparents who want to reward their offspring. Not so long ago, grandparents used to open an A booklet to their grandchildren as a birthday present. With a 1% rate of return and the return of inflation, it is now a pale figure to make capital … Read more

how to make the competition play?

OUR ADVICE – A new device will allow you to renegotiate your insurance at any time. The only obligation was to present a new contract with guarantees equivalent to the old one. Despite rising interest rates, the monthly mortgage payment still far exceeds the cost of interest. In order to save several billion euros during … Read more

Act now for your future income

OUR ADVICE – Life insurance, PER … What investments should be preferred to supplement your income? How to hire. This is rather good news: 57% of French people save, according to an Odoxa poll for Groupama published in September 2021, with the main motivation being to prepare for their retirement. In order to reach the … Read more

“Life insurance and PER are complementary investments”

To enjoy your retirement in peace, anticipate this key! Thus, it is advisable to start investing at the age of 40 to have additional income to your retirement pension and maintain your purchasing power. Plan Épargne Retraite (PER), assurance vie, immobilier … Watch the resumption of the new digital event from May 11, and discover … Read more

Deleting the mention of the beneficiary clause “default, my heirs”, does not necessarily have the expected effect

The insurance benefit clause must be specified Istock – Edith Valleron In the event of the death of the beneficiary of life insurance, the capital is not paid to his heirs but to those of the policyholder. And this, even if the subscriber had taken care to delete the mention “failing that, my heirs”, in … Read more

Deleting the mention of the beneficiary clause “default, my heirs”, does not necessarily have the expected effect

In the event of the death of the beneficiary of life insurance, the capital is not paid to his heirs but to those of the policyholder. And this, even if the subscriber had taken care to delete the mention “failing that, my heirs”, in the benefit clause. When he subscribed to the sound life insurance, … Read more

This is a great way to get word out about life insurance and avoid wasting money

OUR ADVICE – This investment, well-suited to making money in the long run, offers real guarantees in the use of funds. Parents or grandparents who want to make a wool stocking for their children or grandchildren often turn to Booklet A to store this savings. Due to the recovery in inflation, the remuneration of this … Read more

L’assurance vie, a good tool for the financial protection of a disabled person

Life insurance can secure the future finances of a person with a disability Adobe Stock Survival contract, disability savings contract: these two forms of life insurance make it possible to secure the financial future of a person with a disability. What you need to know about them. The relatives of a disabled person can sign … Read more

L’interviu – AXA Wealth Europe met in a place of management advised

march Monday, April 25, 2022 – 4:07 p.m. | Article Frédéric Lorenzini AXA Wealth Europe’s current horizon tour with Lionel Picou, which focuses, in particular, on the implementation of sound management, but also on the digitization and quality of services of the Luxembourg structure. .