L’essentiel from the week: Prime de rentrée, bourse de lycée, assurance, rent, energy renovation

(Photo credit: Unsplash – Roman Kraft) La prime exceptionnelle de rentrée will be paid on September 15, 2022. La Médiation de l’Assurance received almost 20,000 saisines en 2021. L’Autorité des marchés financiers s’inquiète d’une perte de répères des épargnants quant aux rendements de l ‘ épargne. La hausse des loyers is capped at 3.5% until … Read more

Assurance: borrowers can change their contract at any time from September 1st

On September 1, 2022, the second part of the Lemoine law will enter into force. Pour tous les emprenteurs, il sera afino possible de changer de contract d’assurance à tout moment avec, à la clé, de belles économies à faire. Via MoneyVox The year 2022 is the new nine for borrowers. Désormais, ils poignant changer … Read more

Les Français et le service client : le secteur Banque/Assurance en tête des solicitations – 24/08/2022 at 15:00

(AOF) – Qualimetrie, customer relations expert, conducted a survey of a representative panel of 1200 people on Les Français et le service client in 2022. 91% of des Français contacted a customer service in the last 12 months, mainly through mail (84%) and by telephone (74%). That’s 13 plus points in 2021. In terms of … Read more

Why take out a life assurance contract in 2022?

L’assurance-vie en euros reporte aujourd’hui 2 à 3 fois plus que les livrets d’épargne réglementés. Photo credit: Krakenimages.com/Shutterstock / Krakenimages.com L’assurance-vie, thanks to its unique legal framework, allows to respond to different objectives. They are a powerful tool to pass on a heritage to one’s entourage according to one’s wishes and at the least fiscal … Read more

User de l’assurance vie pour recuperar une aide sociale: attention danger

Part or all of the aid can be recovered through bias de l’assurance vie. (© DR) La jurisprudence met en garde contre l’usage de l’assurance vie par une personne agée pour benefiteur d’une aide sociale. Recoverable social benefits or decès du beneficiaire: le ministère des Solidarités et de la Santé indicates on the website: «Social … Read more

Life assurance and exaggerated first manifesto: il faut aussi tenir compte de la situation familiale, de l’âge et de l’utilité de l’opération

(Photo credit: 123RF) Mme D laisse pour lui succéder ses deux filles. Elle avait subscribed a contract d’assurance vie designant l’une d’entre elles comme benficiaire. Considérant les primes versées sur l’assurance vie manifestement exagérées, son autre fille assigne sa sœur. Mme D, deceased le 25 novembre 2010, laisse pour lui succéder ses deux filles, Mme … Read more

Social security contributions (CSG and CRDS) from life insurance contracts

Earnings from life insurance contracts are subject to social security contributions. Photo credit: CREDIT_NON_POST The proceeds of your insurance contract are subject to social security, it is not currently set at 17.2%. Their recovery modalities differ depending on the nature of the contract (monosupport, multisupport or ‘euro-growth’ life insurance). When they are deducted from gains … Read more

Life and advance insurance: when the insurer does not comply with its obligation to provide information and advice

(Photo credit: 123RF) Mr. K takes out a life insurance policy and asks for several advances. If the sums are not reimbursed in a timely manner, the insurer proceeds to fully redeem the contract. The insured takes his case to court. In 1996, Mr. K took out a life insurance contract through a broker. Until … Read more

Life insurance and SRI: which labels to look at?

As part of life insurance, the offer of responsible investment is expanding photo credit: GettyImages For investors, the pursuit of performance can be associated with “extra-financial” objectives. Thus, so-called “responsible” Collective Investment Schemes (UCIs) take into account Environmental, Social and Governance (ESG) criteria. In recent years, they have multiplied, but not always convincing in light … Read more

Bourse: les valeurs à suivre in Paris and in Europe – 15.07.2022 at 08:44

(Photo credit: Adobe Stock -) PARIS, July 15 (Reuters) – Values ​​to follow on Friday at the Paris Stock Exchange and Europe: * AXA AXAF.PA announced on Thursday that it has concluded the sale for 660 million euros of a portfolio of 16 billion euros in life and pension insurance contracts in Germany, an operation … Read more