Life insurance, a privileged instrument of property transfer

The insured is free to choose the beneficiaries of his life insurance policy in the event of death. These will benefit from a favorable tax regime. Christophe Vourlat, responsible for the development of Swiss Life’s private management, explains the comment procedure. While there is a strong chance that future estate tax reform will be implemented … Read more

Life insurance, a privileged instrument of property transfer

The insured is free to choose the beneficiaries of his life insurance policy in the event of death. These will benefit from an advantageous tax regime. Christophe Vourlat, responsible for the development of Swiss Life’s private management, explains the comment procedure. While there is a strong chance that future estate tax reform will be implemented … Read more

How to diversify your life insurance to improve your performance?

The diversification of an insurance contract allows the development of profitability in a volatile economic and financial context. After a difficult year in 2020 due to the health crisis, l’assurance-vie, one of the favorite placements of the French, set a record year in 2021. According to France Assureurs, outstanding loans amounted to € 1,876 billion … Read more

Élisabeth Borne confirms the full application from December 1st

The tightening of the rules on the degressivity of allowances and the length of time required to open or recharge one’s rights are the last measures of the reform to come into force. The latest two measures of the controversial unemployment insurance reform, tightening the rules on the degressivity of allowances and the length of … Read more

better give thanks to life insurance

OUR ADVICE – Well handled, life insurance is great for grandparents who want to reward their offspring. Not so long ago, grandparents used to open an A booklet to their grandchildren as a birthday present. With a 1% rate of return and the return of inflation, it is now a pale figure to make capital … Read more

L’Assurance maladie will eliminate 300,000 false health permits in two weeks

INFO THE FIGARO – Resellers, who usurped the medical cards of doctors to mass-produce fake sesame, risking very heavy prison sentences. This is a figure that strikes the minds with its magnitude! According to our information, the Health Insurance goes “Fairground grave” 300,000 fake sanitation permits in the coming days. The services were identified by … Read more

how to make the competition play?

OUR ADVICE – A new device will allow you to renegotiate your insurance at any time. The only obligation was to present a new contract with guarantees equivalent to the old one. Despite rising interest rates, the monthly mortgage payment still far exceeds the cost of interest. In order to save several billion euros during … Read more

Act now for your future income

OUR ADVICE – Life insurance, PER … What investments should be preferred to supplement your income? How to hire. This is rather good news: 57% of French people save, according to an Odoxa poll for Groupama published in September 2021, with the main motivation being to prepare for their retirement. In order to reach the … Read more

Deleting the mention of the beneficiary clause “default, my heirs”, does not necessarily have the expected effect

The insurance benefit clause must be specified Istock – Edith Valleron In the event of the death of the beneficiary of life insurance, the capital is not paid to his heirs but to those of the policyholder. And this, even if the subscriber had taken care to delete the mention “failing that, my heirs”, in … Read more

At SCI and live insurance, 2 excellent tools for transmission in a reconstituted family

In a reconstituted family, depending on which you want to transfer money or property to your in-laws, the tools to be preferred are not the same. Life insurance and SCI will be your allies. In a reconstituted family, two formulas can be interesting to pass on well or children’s capital. Life insurance, which allows them … Read more