Turnkey savings with PRO BTP borrower insurance

PRO BTP accompanies BTP craftsmen in their professional life, but also in their project staff. For those who are about to sign a real estate price or who are already owners of a main or secondary residence, the group proposes an insurance that attracts less chère and more complete for those in banks.

Craftsman of your social protection, PRO BTP is also a reliable partner for your personal projects such as the purchase of real estate. With its borrower insurance, it is possible to save up to 14,000 euros (see table below) on the total cost of your home loan. Although not mandatory, this guarantee is systematically required by banks to cover their risk in the event of an unforeseen event. Its cost can be high. Fortunately, you can choose your insurance borrower from another body or change your insurer under contract1. PRO BTP’s offer goes further than that offered by the banks.

Tailor-made borrower insurance

Your contributions adjust to your situation and adjust as your remaining capital due decreases. Aware of the risks of the construction business, the guarantees offered by PRO BTP are sharper. You are covered when you cannot and exercise “your profession” even if a reconversion is planned. You benefit from a 90-day work-deductible deductible for 120 days or more for similar contracts. Finally, you are covered even for the declared health history.

Facilitated steps

PRO BTP advisors take care of all the steps with your bank free of charge. Please note that the latter cannot penalize a borrower for opting for an external insurer in changing the interest rate or in charging a file fee or other penalties. Based on simple information, the idea and signing of the new contract can be done as soon as possible and 100% online.

1 – With the Hamon Act, you can change insurance at any time during the first 12 months after signing your loan. With Bourquin law, you can change every year at the annual maturity of your contract, with 2 months notice.
Photo credits: @DR

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