Water, climate and insurance: more and more risks to be covered for insurers, companies need to act quickly to avoid being trapped in troubled waters

Insurers are well placed to measure the cost of natural hazards and anticipate their evolution, especially as a result of climate change.

According to a recent report by France Assureurs (formerly the French Insurance Federation), compensation for four hazards (drought, storms, floods and floods) should exceed € 75.4 billion over the period 1989-2019 to 143.9 billion between 2020 and 2050. This is almost a doubling (+ 90%) and this represents an annual average increase of 2.4 to 4.6 billion. These figures, which concern France, do not include personal injury or effects on crops …

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