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The proliferation of climatic hazards could well lead to an increase in car and home insurance rates. Bercy decided to receive the representatives of the sector on Thursday, June 23, to ask them to make an effort and to preserve the purchase of the French.
His car traces the night of Tuesday, June 21 to Wednesday, June 22, at Saint-Léger-le-Petit (Cher). The body was hit hard by the deluge of hail. The resident had bought his vehicle a month ago. He is now able to count on his insurer. According to insurers, this damage is becoming more and more expensive to cover. Over the last ten years, rates have skyrocketed.
“Housing premiums in 2012 amounted to 218 euros. In 2022, they averaged 270 euros, an increase of about 25% over the last ten years.”explain Delphine Bardou, Deputy General Manager of Reinsure Me. This is especially true of floods, droughts and storms that are becoming more frequent. And that should intensify and increase the insurance bill. It was 74 billion euros between 1989 and 2019. That amount is expected to almost double in the next 30 years. According to Raphaël Vullierme, General Manager of LUKO, in some regions more sensitive to climatic hazards, certain insurers may refuse to cover the risks or charge prohibitive prices. On Thursday, May 23, the Ministry of Economy will receive insurers. The aim is to preserve the purchasing power of the French in an attempt to limit rising prices
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